Accident Insurance for Gig Workers – Social Security Code Compliance
Accident Insurance Rights for Gig Workers Under the Social Security Code Gig workers viz. delivery partners, ride‑hailing drivers, and freelancers face unique risks, especially accidents during work. The Code on Social Security, 2020 recognizes gig and platform workers and provides a framework for accident insurance coverage. Legal Framework Section 2(35) of the Code defines gig workers as individuals outside traditional employment relationships. Aggregator companies (food delivery apps, ride‑sharing platforms, etc.) are required to contribute to social security funds. Accident insurance schemes are part of the benefits envisioned under the Code. Recent Updates (2025–2026) Delhi Government (2025): Directed quick‑commerce platforms to provide mandatory accident insurance for delivery partners. Rajasthan Pilot Scheme: Enrolled gig workers for accident insurance with partial state funding. Court Cases: High Courts are examining whether denial of accident insurance violates const...